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Bank Lending Standards Tighten... Household Debt Management Continues

박세미박세미 기자· 7/20/2026, 9:18:06 PM· Updated 7/21/2026, 8:30:41 AM

Lending standards for household loans are set to tighten in the third quarter of this year. According to the Bank of Korea's Lending Attitude Survey, the composite lending attitude index for domestic banks stood at -7 for the third quarter.

A negative figure indicates that the number of financial institutions planning to tighten lending screens outweighs those planning to ease them.

The lending attitude index for household mortgage loans was -11, while the index for general household loans came in at -14. Conversely, the lending attitude indices for both large and small-to-medium enterprises (SMEs) stood at 0.

쿠팡 파트너스 활동의 일환으로 일정 수수료를 제공받습니다

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