Leveraging Vertical AI Gains Traction for Industrial Competitiveness

The landscape of global AI competition is shifting. The focus is rapidly moving from general-purpose models to 'vertical AI' specialized for real-world industrial settings, such as finance and law. Major nations like the U.S. and China are already accelerating the cultivation of sector-specific AI firms. In Korea, attention has been disproportionately fixated on foundation models and AI semiconductors, leaving vertical AI—which addresses actual industrial problems—relatively overlooked.

Proven results based on financial data are garnering attention in the drive to lead vertical AI. PFCT supplies its 'AirPack' solution to financial institutions, utilizing credit assessment and risk management data accumulated through its P2P lending business. Financial institutions that adopted the solution improved delinquency rates by up to 30% and expanded loan volumes by 50%. PFCT provided 'AirPack-Studio' and 'AirPack-Insight' to Okman Savings Bank, shortening the time for reflecting models in operations from four weeks to one and establishing a system for the early detection of anomalies.

Recently, the company has been expanding its market reach through a partnership with global data management platform Databricks. In this collaboration, Databricks handles the data integration foundation, while PFCT performs credit assessment and risk management on top, supporting the financial sector's infrastructure construction and AI adoption.