OpenAI Unveils 'ChatGPT Wallet' That Lets AI Make Payments on Your Behalf

OpenAI announced on the 13th (local time) the launch of 'ChatGPT Wallet,' an online wallet that enables AI (artificial intelligence) to shop and make payments on users' behalf. ChatGPT Wallet was built in partnership with three major card companies—Visa, Mastercard, and American Express. The service will initially be available to Pro subscribers aged 18 and older in the United States.

The purchasing process is driven by the AI agent 'Dots.' Users delegate item purchases to Dots, while payments require direct approval by the user. The system is designed to prevent financial information from being exposed externally, and each purchase must be authenticated via fingerprint or facial recognition before final approval.

OpenAI has also released a guide to help online retailers handle access and purchase requests from AI agents. Sherri Haymond, Vice President at Mastercard, noted that industry collaboration can make agent-based commerce a service that both consumers and businesses can trust.