K-Bank Enhances Competitiveness with AI-Driven Loan Evaluation Model for Small Business Owners

K-Bank is strengthening its loan competitiveness by advancing its credit scoring model (CSS) for small business owners using artificial intelligence (AI) technology.

This enhancement focuses on comprehensively reflecting various factors such as business operational history, company information, and transaction data, moving beyond the existing evaluation based primarily on individual credit information.

K-Bank has also improved its data analysis system to reflect the changing business environment and customer characteristics. It has established an AI automation-based analysis and inspection process to improve the efficiency of large-scale data processing and repetitive analytical tasks.